Terms Of Use

These Website Terms of Use, together with the documents referred to in them, set out the terms under which You may use our website at www.budgetkin.com


1. Definitions and Interpretation

In these Website Terms of Use, the following expressions have the following meanings:

“Content”
means any and all text, images, audio, video, scripts, code, software, databases and any other form of information that appears on, or forms part of, Our Website and/or our social media channels (including but not limited to @Budgetkin.com).

“Data Protection Legislation”
means all applicable data protection and privacy legislation in force from time to time including the UK GDPR, the Data Protection Act 2018 (DPA 2018), the Privacy and Electronic Communications Regulations 2003 (as amended), and any other relevant laws relating to personal data and electronic communications.

“Intellectual Property Rights”
means:
(a) any and all rights in any patents, trademarks, service marks, registered designs, applications (and rights to apply for any of those rights), trade, business and company names, internet domain names and email addresses, unregistered trademarks and service marks, copyrights, database rights, know-how, rights in designs, inventions and processes;
(b) rights under licences, consents, orders, statutes or otherwise in relation to a right in paragraph (a);
(c) rights of the same or similar effect or nature as or to those in paragraphs (a) and (b) which now or in the future may subsist in any part of the world; and
(d) the right to sue for past infringements of any of the foregoing rights.

“We/Us/Our”
means Budgetkin.com, as the owner and operator of Our Website.

“You/Your”
means you, as a user of Our Website.


2. Acceptance of Terms

By accessing or using Our Website, you agree to comply with and be bound by these Website Terms of Use. If you do not agree to these terms, you should not use Our Website.


3. Changes to Terms

These Website Terms of Use may be revised from time to time without notice. Your continued use of our Website after any changes will constitute your acceptance of such changes. These Website Terms of Use were last updated on 28/09/2025.


4. Privacy Notice and Data Protection

4.1 Your use of Our Website is also governed by Our Privacy Notice, which can also be found on Our Website.
4.2 We will collect, use and process Your personal data (including any personal data you supply when setting up Your Account) in accordance with our obligations under the Data Protection Legislation and Our Privacy Notice.


5. Account

5.1 You may need to create an Account to access some parts of Our Website. You must ensure You provide accurate information when creating Your Account, and keep that Account information up-to-date.
5.2 You must create a strong password for Your Account. You must not share Your Account or password with anyone. You must not use anyone else’s Account.
5.3 You must contact us immediately at admin@budgetkin.com if You believe anyone else is using Your Account.
5.4 You may close Your Account at any time, though You will no longer be able to access areas requiring an Account.


6. Intellectual Property

6.1 All Content on Our Website and Our social media accounts, including but not limited to text, graphics, logos, images, and software, is Our property (or the property of Our licensors) and is protected by copyright and other intellectual property laws.
6.2 Save as set out in Clause 6.3, You may not use, reproduce, distribute, sell, sub-licence, store or create derivative works based on any Content from Our Website or Our social media accounts without Our prior written consent.
6.3 You may access, view and use Our Website in a web browser, print pages, and save pages for offline viewing.
6.4 You must always acknowledge Us (or Our licensors, as appropriate) as the owner of the Content on Our Website and social media channels.


7. User Conduct

7.1 You agree to use Our Website for lawful purposes only and not to engage in any activity that could harm Our Website, its users, or third parties.
7.2 Whilst We endeavour to keep Our Website free from viruses and malware, You are responsible for protecting Your devices from security risks.
7.3 You may not:

  • Use Our Website for any illegal or unauthorized purpose;
  • Post or transmit harmful, offensive, or unlawful content;
  • Introduce viruses or malware;
  • Attempt to gain unauthorized access to Our Website or its systems;
  • Link to Our Website in a way that suggests endorsement or damages Our reputation.
    7.4 We reserve the right to suspend or terminate Your access to Your Account or Our Website if You breach these Terms.

8. Links to Third-Party Websites

Our Website may contain links to third-party websites. We are not responsible for their content and do not endorse them. You should review their terms and policies before use.


9. Disclaimers

9.1 We make no warranties that Our Website will meet Your requirements, be free of errors, or be secure.
9.2 We make no guarantee regarding the accuracy or completeness of the Content, and we accept no liability for reliance placed upon it.


10. Limitation of Liability

To the fullest extent permitted by law, We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from Your use of Our Website. If You are a business, We shall not be liable for loss of profits, sales, business opportunity, goodwill, or reputation.


11. Indemnification

You agree to indemnify and hold Us, and Our officers, directors, employees, and agents, harmless from any claims, liabilities, damages, and expenses (including legal fees) arising from Your use of Our Website or Your violation of these Terms.


12. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.


13. Contact Information

If you have any questions or concerns about Our Website or these Website Terms of Use, please contact us at admin@budgetkin.com, or via the methods listed on Our ‘Contact Us’ page.

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