Privacy Policy

This Privacy Policy explains how Budgetkin (“We”, “Us”, “Our”) collects, uses, and protects your personal information when you use our website www.budgetkin.com (the “Website”).

We are committed to safeguarding your privacy and ensuring that your personal data is protected in compliance with applicable Data Protection Legislation.

1. Information We Collect

Table of Contents

We may collect and process the following information about you:

Personal Information You Provide:
- Name, email address, and contact details (e.g., when you subscribe to our newsletter or contact us).
- Account information if you create a user account.
Automatically Collected Information:
- Technical data such as IP address, browser type, device information, and browsing activity on our Website.
- Cookies and similar technologies (see Section 7).
Optional Information:
- Preferences and feedback you provide, such as survey responses or comments on blog posts.

2. How We Use Your Information

We use the information we collect for purposes including:

To provide and maintain Our Website.
To send newsletters, updates, and resources if you have subscribed.
To personalise content and improve the user experience.
To respond to enquiries and provide support.
To comply with legal obligations.

3. Legal Basis for Processing

We rely on the following legal bases under Data Protection Legislation:

Consent: For sending marketing emails and newsletters.
Contract: Where processing is necessary to provide services you request (e.g., account features).
Legitimate Interests: For Website analytics, security, and improvements.
Legal Obligation: To comply with applicable law.

4. Sharing Your Information

We do not sell your personal information. We may share it with trusted third parties:

Service Providers: e.g., email marketing tools, website hosting providers, or analytics platforms.
Legal Compliance: Where required to comply with law, regulation, or legal proceedings.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred.

5. Data Retention

We will retain your personal data only as long as necessary for the purposes outlined in this Privacy Policy, or as required by law.

Newsletter subscribers can unsubscribe at any time.
Account data will be deleted if you close your account.

6. Your Rights

You have the following rights under applicable data protection laws:

Access – request a copy of the personal data we hold about you.
Correction – request corrections to inaccurate or incomplete data.
Deletion – request deletion of your data (“right to be forgotten”).
Restriction – request restriction of how we process your data.
Data Portability – request transfer of your data to another service.
Objection – object to certain types of processing, including direct marketing.

To exercise any of these rights, please contact us at admin@budgetkin.com

7. Cookies

We use cookies and similar technologies to improve functionality and user experience. Cookies help us:

Remember your preferences.
Analyse traffic and performance.
Deliver relevant content.

You can adjust your cookie settings in your browser at any time.

8. Security

We take appropriate technical and organisational measures to protect your personal data from unauthorized access, loss, misuse, or disclosure. However, no method of transmission over the internet is completely secure.

9. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to read their privacy policies before providing any personal information.

10. Children’s Privacy

Our Website is not intended for children under 13. We do not knowingly collect personal data from children. If we become aware that we have collected data from a child, we will delete it promptly.